Page Comparison

The Wallet of Commerce

• An EMI-grade multi-currency wallet maintaining an open balance per currency and multiple commerce pool balances for a customer of a business

• The multi-business wallet allows customers to link their existing wallet to a new business they sign up for. Business still maintains full ownership and control of the business balances.

Y

Wallet Journals

• Debit or credit the wallet for the open balance or a commerce pool balance

Wallet Transactions

• Topup (with auto and termed top-up rules)

• Transfer with the request, approve and auto-approve

Wallet payment methods

• Payment methods for the wallet powered with the business payment gateways

• Payment method for the wallet powered by the CRM.COM Payment gateway

Y

Commerce Pool

Is a wallet balance with a set of conditions based on which and how/where awarded amounts can be redeemed and spent on a purchase (e.g. awarded amount of €5 can be spent at location A only, on any food list item purchased during weekdays, between 3 pm and 6 pm)?

Various awards in the commerce wallet can be subject to different redeeming conditions( offer setting).

Wallet identity

• Maintains the emails/phones used as identity in the businesses the wallet of the customer is linked to

Wallet periods

• They are monthly, carrying forward aggregate open and commerce pool balances.

Wallet limits

• Apply restrictions on transaction amounts and frequency based on the KYC profile.

Wallet fees

• Applies fees on wallet transactions based on set rules

Y